New — Splivo v0.1.5

Splivo settles it.

Split any bill in seconds. Send a single pay-link. Everyone pays back through the app they already use — and you don't chase anyone.

No account required to pay Splivo never holds money
Pays out through the apps you already use
venmo $ Cash App Zelle PayPal
How it works

Three steps. Zero awkwardness.

Scan the receipt, send one link, and let everyone pay back the way they already do — you choose the splits, Splivo does the math.

01

Split the bill

Scan the receipt. Choose the split you want — even, by item, or by percentage. Add tax and tip however you like: proportional, fixed, covered by one person, or skipped entirely.

02

Send the link

One link, native share sheet. No app install required for anyone else in the group — they tap, they see what they owe, they pay.

03

Settle up

Once the split is set, send a single pay link. Whoever pays you picks the app they already have — no account needed, no download required.

Product

Built for the moment the bill arrives.

Accurate math, flexible splits, and one link to send — so the money gets home fast.

Receipt OCR

The OCR pulls each line item. You choose who ordered what.

One link, any app

Friends pay through the app they already have. Splivo routes — it never custodies your money.

Shareable pay-links

Send one URL. Everyone taps, pays, done. No one else has to install Splivo.

Itemized or even

Split evenly, by item, or by percentage. Fine-tune each person's share if you need to.

Your money stays yours

Splivo never holds funds. Payments route directly between people through the rail they choose — and your data stays local-first on your device.

Tax & tip, your way

Proportional, fixed, covered by one person, or skipped entirely. You stay in control of every line.

The moment dinner ends, Splivo settles it. One tap, a link to the table, and the bill closes itself — before the plates are even cleared.

Founding beta · Austin, TX
For the moments

The receipts of real life.

Splivo is built for the every-weekend scenarios that make group money messy.

Dinner

Italian on 6th

Four people, two bottles, one tiramisu. Split by item, tip proportional, link sent before the card comes back.

Trip

Lake weekend

Airbnb, gas, groceries, that one lunch nobody remembered. Splivo reconciles it all into clean per-person totals.

Home

Rent + utilities

Roommates, recurring splits, the same amount on the 1st. Set it up once and it repeats itself.

Invoice

Freelance payout

Send a clean pay-link. Client pays via their rail. You get a receipt. Done.

Splivo settles it.

Download Splivo. Split your first bill in under a minute.

Splivo settles it.